Insurance Companies have an obligation to pay a policy holder’s valid claims. If they don’t pay such claims and expose you to damage—whether in out of pocket attorneys’ fees to defend a claim or in the form of an excess judgment—you could have a Bad Faith Claim.
Florida Bad Faith Insurance Lawyers
Insurance Companies conduct is governed by the Florida Statues and the Florida Administrative Code. If an insurance company handling claims engages in conduct contrary to Florida law or violates widely recognized industry standards for handling such insurance claims, you may be entitled to bring a “bad faith” lawsuit against your insurance company if certain conditions are met.
If you believe your insurance company has acted in bad faith, any lawsuit you bring must be brought after your insurance claim dispute has concluded. In such event, you should seek the counsel of an experienced Florida Insurance dispute lawyer as soon as your insurance company:
(1) denies your claim,
(2) denies to defend your claim,
(3) delays making payment on your claim, or
(4) engages in other wrongful conduct.
For help evaluating your insurance dispute and considering a possible “bad faith” actions against your insurance company, contact LeavenLaw’s Florida insurance dispute attorneys, statewide and toll free at (866) 514-0556. Call today.
Filing a Bad Faith Insurance Complaint in Florida
Prior to filing a “bad faith” lawsuit in the state of Florida against your insurance company, you (as the property owner) or an attorney (on your behalf) must first file a Civil Remedy Notice of Insurer Violation (CRN) which provides sixty (60) days for the insurance carrier to correct its wrongful conduct. After receiving such notice. The Civil Remedy Notice is located on the Florida Department of Financial Services website (https://www.myfloridacfo.com/Division/Consumers/civilremedy.htm) and provides instructions for completion. You must, however, know both the statutory provisions that the insurance company has allegedly violated as well as specifically list its unlawful conduct in the notice; such items should be listed separately.
Bad faith claims in Florida can arise in various situations, including:
- The insurance company refuses to defend or adjust a claim
- The insurance carrier declines to pay a judgment or settlement within policy limits
- The insurance carrier acts unfairly or dishonestly
- The insurance carrier discriminates or engages in other illegal dealings
In the end, knowing how and when to use a Civil Remedy Notice in your insurance dispute is a critical aspect of your potential case . . . and a reason why you should employ an attorney knowledgeable about insurance litigation.
Don't Fight the Insurance Companies Alone!
LeavenLaw and its insurance dispute attorneys draft and file civil remedy notices (CRNs) for the insured clients that it represents and serves them as required under Florida law. If subsequent “bad faith” litigation is appropriate based, upon the CRN LeavenLaw filed and served, our Florida insurance dispute attorneys handle such bad faith claims, aiming to quickly and successfully resolve such claim in your favor or, if needed, filing suit and taking such bad faith claims to trial.
LeavenLaw always offers its prospective clients a free initial consultation to discuss your potential bad faith insurance claim. In fact, our insurance dispute attorneys can and will travel to you if you need it to get the answers you deserve. Rather have a quick and easy consultation over the phone? We can do that to. Face time? Whatever is easiest and most convenient for you to discuss your insurance claim. Call the policy holder advocates at LeavenLaw to discuss your potential bad faith claim today! (866) 514-0556. #hurricanehunter #insurancehunter